Health Plans

Our exclusive partnership with Harvard Pilgrim Health Care makes us New Hampshire’s only public entity trust and insurance partner offering not-for-profit health plans.

Our Partner

Harvard Pilgrim Health Care is a leading not-for-profit health services company that serves as a guide to better health for its members in Massachusetts, New Hampshire, Maine, Connecticut and beyond. Its flagship health plans in New England provide coverage to more than 1.2 million members, while more than 2 million individuals are served through subsidiaries providing integrated care management and health coaching.

Our mission is to improve the quality and value of health care for the people and communities we serve. We do that through the health plans we offer, as well as through the Harvard Pilgrim Health Care Institute, a research and teaching collaboration with Harvard Medical School; and the Harvard Pilgrim Health Care Foundation, which provides tools, training and leadership to help build healthy communities.

What We Offer

Through our partnership, we offer an extensive and comprehensive portfolio of Medical and Prescription Drug plans focused on the health benefit needs of New Hampshire local governments. Our portfolio is designed to offer options comparable to your existing coverage, and also includes additional innovative plan options exclusive to the Interlocal Trust.

HMO Plans

Health Maintenance Organization (HMO) Plans require Members to select a Primary Care Physician (PCP) from a network of local healthcare providers who will refer you to in-network specialists or hospitals when necessary. All your care is coordinated through that PCP. New! Open Access HMO plans that allow members to work with or without their PCP for referrals.

POS Plans

Point of Service (POS) Plans allow members to choose their care and providers by offering coverage for covered services at an out-of-network benefit level. Members who obtain referrals from their Primary Care Physician (PCP) and remain in the expanded (national) Harvard Pilgrim/United HealthCare network are covered at the generous in-network level. 

PPO Plans

Preferred Provider Organization (PPO) Plans allow Members to choose to receive care for covered services from providers and hospitals that belong to Harvard Pilgrim’s participating provider network or from those who don’t. This plan includes providers on United Health Care’s National Network.

Medicare Enhance Plans

Expand your options for retiree coverage with Medicare Enhance. This plan provides employer sponsored coverage for people enrolled in Medicare Parts A and B, and is a simple and easy way to transition employees to a retiree plan. Medicare is accepted by a national network of providers.

Aetna/SilverScript PDP

The Aetna/SilverScript Prescription Drug Plan (PDP) is a low cost prescription drug plan for Medicare Retirees. Paired with the Harvard Pilgrim Medicare Enhance medical coverage, this PDP plan is an alternative, high-quality prescription drug plan option.

Benefit Programs

Covered Employees & their dependents have access to many additional benefit programs through Harvard Pilgrim. Programs include, but are not limited to, Mobile Apps, Care Management Programs and Member Discount & Savings Opportunites.

Prescription Drug Plans

Options range from very generous to very cost-effective and many feature a $0 copay for Tier 1 Medications. We do not mandate the utilization of generic medication or the Mail Order Program.

Mail Order Program

Members can choose to receive a 90-day supply of maintenance medications through the Harvard Pilgrim Health Care preferred Mail Order Program for one low copayment.

HPHC Network

Harvard Pilgrim’s Regional Network expands across state borders to include doctors & hospitals in New Hampshire, Massachusetts, Maine, Connecticut, Vermont and Rhode Island. This multi-state network allows members to see any in-network provider they choose, regardless of location.

Get HaPi Get Healthy

Trust Administration

Learn more about how the Interlocal Trust can provide assistance with day to day administration and beyond.

Trust Wellness

Learn more about the Interlocal Trust customized wellness programming that can be designed for your worksite.